We are pleased to announce the merger of Citta & Moffitt Realtors with Birchler Realtors!  Based in Seaside Park, Citta & Moffitt Realtors has over 65 years of real estate experience in Ocean County and we are so pleased to have them join our team.   If you have a favorite agent in either office you don’t have to worry because all the staffing will remain the same.  By joining forces, our goal is to provide our customers with a larger pool of available properties while keeping all the friendly faces you are familiar with.

We are excited to welcome Citta & Moffitt to the Birchler family!

We’ve all heard the news.  It’s going to be a long winter.  Whether you enjoy the cold and snow or not, the list of available activities in the winter goes significantly down, but that doesn’t mean there isn’t anything to do.  There is actually a lot to do in Ocean County and we’ve started a list of places to go, things to do, and events to check out this winter.

Ice skating

Ice skating can be fun for the whole family and there are quite a few places around where you can go.

• Ocean Ice Palace: https://www.oceanhockey.com/ocean-ice-palace/
• Winding River Skating Center: http://tomsriver.org/skating
• Howell Ice Arena: https://www.howellicearena.com/

Parks Programs

Even though it’s cold outside, there is still so much to enjoy outdoors in Ocean County.

• The Ocean County Parks and Recreation has a great list of things to do here: http://www.co.ocean.nj.us/WebContentFiles/4290a9e4-7f37-4411-a11b-e8ff8983fafa.pdf?fbclid=IwAR1Cn6LoKdPGJYQMs4ksg9I59cMwot4ona4Qqb9o7DohydaQKA0qoc-6vr8

Enjoy the Arts

While some may find museums and are galleries boring, we think that if you expand your definition of a museum, you can find some really fun places to go.

• Insectopolis: Have little ones at home that love bugs?  This is the place for you!  http://www.insectropolis.com/
• Robert J. Novins Planetarium: Not just for space junkies anymore.  The planetarium shows movies, has laser shows, kid-themed events, and much, much more.  https://www.ocean.edu/planetarium/
• Ocean County Artists Guild: Showcasing 2 artists from Ocean County every month, a free trip here helps support the local arts.  https://www.ocartistsguild.org/
• John F. Peto Museum: As described on their website: “To promote the legacy of John F. Peto, internationally renowned artist, by maintaining his home and studio as a working museum, by fostering educational opportunities in the arts and partnering with the larger community”.  https://petomuseum.org/
• Exit 82 Theatre Company:  A non-profit performing arts organization, they have comedy shows, parent’s night out events, and of course lots of wonderful productions.  https://www.exit82theatre.com/
• Jay and Linda Grunin Center for the Arts: Located on the campus of OCC, this center is dedicated to giving Ocean County access to lots of great arts and entertainment.  http://www.grunincenter.org/

Outside the box

• Laser Tag:  Fun for the whole family in this 2-story arena.  Looking to get rid of some extra energy when cabin fever sets in, laser tag is a great way to empty that energy tank.  http://www.bounceaboutlasertag.com/
• Escape Rooms – There are quite a few in the area and every room is different so you can visit multiple times and get a new experience every time.
  • East Coast Escape Room: https://www.eastcoastescaperoom.com/
  • Amazing Escape Room: https://amazingescaperoom.com/
  • Solve the Room: https://www.solvetheroomnj.com/
  • Solve it Sherlock Escape Room: http://solveitsherlockescape.com/
  • Escape AC: https://escapeac.com/
• Rage room – This one is just for the adults!  While laser tag may be enough for the young ones to get rid of extra energy, the rage room allows adults to really let loose, have fun, and destroy some stuff!  You can even bring your own things!  https://www.rageroom.today/
• Axe throwing:  Another fun activity for adults.  Grab some friends and go throw some axes!
  • Bury the Hatchet: https://burythehatchet.com/axe-throwing-toms-river-nj/
  • Tomahawkin: https://www.tomahawkinaxe.com/
  • Axeit 63: https://axeit63.com/
  • Down the Hatchet: https://downthehatchetnj.com/

No matter the age, reason, or price range, there is always something to do if you look hard enough.  We hope we’ve given you some ideas of ways to pass the time this winter.

Owners title insurance is intended to protect a new home buyer from monetary loss due to issues with the title not found prior to the sale of the home. Not all problems with titles are easy to find and/or identify, so title insurance protects you from claims made against the home or property having to do with anything before the completion of the sale of the home. Examples could be unpaid taxes by the previous owner or contractors trying to collect on monies owed for work done on the home preceding the sale.

There are two types of title insurance. Lenders title insurance and owners title insurance. Lenders title insurance is intended to protect the money the lender is mortgaging, not the owner or the owner’s money, from any legal issues that should have prevented the current owner from transferring the title of ownership rights. Lenders title insurance does not protect the buyer from anything. The only thing it does do for the purchaser is ensure that a title search was done. While a title search does offer the buyer some assurance, it does not protect them from being sued or being evicted from the home if something does surface later on. A title search is a review of public records to evaluate and verify legal ownership of the property and to look for any liens against the property.

While owners title insurance is not required in New Jersey and can be purchased after the sale of the home is complete, it is highly recommended to purchase it at the time of closing. It is commonly less expensive to purchase the title insurance before the sale is final versus after. It is a one-time purchase and is not something that ever needs to be refreshed or reevaluated. The cost of the insurance is based on the price of the property.

There are big risks that come along with choosing NOT to get owners title insurance. As previously stated, if it should be found out after the sale of the property is complete, that the previous owner owed back taxes on the property and the new buyer declined to get owners title insurance, the new owner will be taking on the financial burden of those taxes owed. A buyer also runs the risk of losing their new home if it is found that the original seller did not have the legal right to sell the property in the first place. While uncommon, it does happen and the only way to protect yourself is by purchasing owners title insurance.

Items that owners title insurance typically covers can include, but is not limited to:

• Legal ownership by someone other than the seller
• Fraud on documents having to do with the property
• Clerical errors in filing or recording paperwork for the property
• Outstanding liens or lawsuits
• Undocumented easements

Those are just a select few items that owners title insurance can protect you from and this article really only grazes the topic of owners title insurance. We hope this has helped make understanding it a little easier, but all of our agents are always here to help.  Be sure to  contact us anytime and we will be happy to answer any questions you may have about this or any topic having to do with real estate!

As October begins and fall is in full swing, it’s a good time to revisit your real estate listing.  Spring and summer tend to be the “on” seasons for real estate and many listings can see a real decline in traffic both online and in person when summer comes to an end.  Here’s some tips to scare up some new traffic for your listing this October.

1. Curb appeal – When the seasons change, the landscape should too. Clear out the summer flowers that are starting to wilt and replace them with fall flowers.  New colors, a fresh autumn themed wreath on the door, and new fall themed welcome mat can really improve the overall presence of the home. Just make sure the landscape doesn’t look barren.  Mums are a cheap and easy way to add some pop to the entryway without much effort.  A few well-placed planters make a front door look very warm and inviting.
2. Interior Design – Whether the seller is in the home or out, if the home is for rent or for sale, sometimes a new floor plan can change everything. Rearranging the furniture can give a room a whole new look and can also make a room appear larger.  Review all the rooms during different times of day now that the sunrise and sunset times are different.  Maybe add some more lamps or change where they are in the rooms to optimize the lighting in each room.  Since a lot of potential buyers are busy with work during the days and often are viewing homes in the evenings, you want to make sure each and every room is lit adequately.  Evaluate the paint colors too.  Sometimes a fresh coat of paint can really bring a room back to life.  Once all the changes have been made, it’s time to go to step three and take new photos for the listing.
3. Freshen up the photos and video(s)- Whether you have a portfolio of photos on hand or need to take new ones, refresh your online presence with new pictures and videos. Once the gardens and landscape have transitioned to a fall décor, take new pictures and either add them to the gallery or replace the spring and summer versions.  Whether the walls have gotten a fresh coat of paint or just something as simple as having replaced the throw pillows, updating the interior photos can liven up a stale listing.
4. Reevaluate the price – This would only come into play if the listing has been on the market for a period of time, but if it has, it may be time to rethink the numbers. Sometimes a small change can make a big difference and all it takes is the right person to view the listing to get it sold or rented.

Now that summer has fully transitioned to fall, don’t let your listing cool off with the temperature.  Take some time to freshen up the home and revive the interest in the listing.  Sometimes the smallest updates can make the biggest differences in catching someone’s eye.

You’re getting ready to plan your summer vacation in Seaside Park.  You know a general idea of where you want to go, but what you really need is the perfect place to stay.  While hotel stays have their advantages, renting a home is becoming more and more popular for good reason.  Spending your vacation in a home can be less stressful, more private, and more relaxing.  There’s a lot of things to consider when trying to find the perfect summer rental and we’ll review some of them here.

When are you going –  It’s best to try and book your rental as soon as possible.  As soon as you know when you’re planning on going, start looking. It’s helpful to be a little flexible on timing when you’re looking for a rental home versus a hotel.  Each home can only be occupied by 1 family at a time, so it may not be as easy to find availability if you are locked in to one certain week.  Also, some property managers will offer early booking discounts for the relief of knowing their property is rented, so don’t be afraid to ask!

Location, location, location – This goes without saying, but we’re gonna say it anyway!  Don’t just zero in on the property itself, but look at what’s around.  Are you planning on spending all day, every day on the beach?  You might want to spend a little extra on a beachfront home.  Looking instead for just a quiet place to relax?  Make sure the rental is not next door to the boardwalk or arcade.  What if (gasp) it rains while you’re on vacation?  What is there to do?  Know what you want and make sure the rental ticks all the right boxes.

Who’s coming – Is this a quiet week away with just you and your partner?  Maybe you don’t need the 5-bedroom rental.  Are you bringing pets?  Make sure pets are allowed and ask about any additional fees or rules that go along with that.  Are there kids coming?  If you have young ones, you should find out if there are baby gates available for stairways and find out where all the bedrooms are.  You may not want the kids on the first floor and yourself on the third.  Have someone coming that has physical limitations?  The 3-story house may not be right for you, but the sprawling ranch with handicap accessible ramps might be.

What exactly are you renting and who are you renting it from – Do your research about the property itself, as well as the property manager.  Important things to take note of would be making sure the property is well maintained, finding out if there is free WiFi available, knowing if toiletries and/or linens included, and asking if there are cameras on the property, and if there are, where they are located.  It is important to look into the owner as well.  Do your due diligence here and read all the reviews available.  Many travel sites allow previous renters to leave reviews of the property and the property owners so make sure you know what and who you are dealing with.  Speak with the manager prior to booking your rental and if you have any doubts about it, it’s probably best to keep looking.

Read the fine print – When you sign a rental agreement, you are signing a contract.  Read the fine print and know what you are responsible for.  Are you responsible for doing the dishes and washing the linens before you leave?  What sorts of things may have your security deposit refund revoked?  Is the property manager available in case something breaks during your stay?  Make sure you read the entire rental agreement so that there is no question as to who is responsible for what.  This will help make sure you are protected from frivolous fees and avoid any stress while you’re on vacation.

Our staff is always here to help and we’ll be happy to help you find your perfect home away from home in Seaside Park!